{"id":54,"date":"2026-03-09T17:06:00","date_gmt":"2026-03-09T17:06:00","guid":{"rendered":"https:\/\/aexafundingsolutions.ca\/?page_id=54"},"modified":"2026-05-19T00:25:06","modified_gmt":"2026-05-19T00:25:06","slug":"business-loans","status":"publish","type":"page","link":"https:\/\/aexafundingsolutions.ca\/fr\/business-loans\/","title":{"rendered":"Business Loans"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Our Services&#8221; subhead=&#8221;Business Loans&#8221; background_overlay_color=&#8221;rgba(0,0,0,0.8)&#8221; content_max_width=&#8221;550px&#8221; _builder_version=&#8221;4.27.6&#8243; title_font=&#8221;Poppins|700||on|||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;14px&#8221; title_letter_spacing=&#8221;2px&#8221; title_line_height=&#8221;1.4em&#8221; content_font=&#8221;Poppins||||||||&#8221; content_font_size=&#8221;22px&#8221; content_letter_spacing=&#8221;1px&#8221; content_line_height=&#8221;2em&#8221; subhead_font=&#8221;Playfair Display|700||on|||||&#8221; subhead_font_size=&#8221;48px&#8221; subhead_letter_spacing=&#8221;3px&#8221; subhead_line_height=&#8221;1.4em&#8221; background_color=&#8221;rgba(255, 255, 255, 0)&#8221; background_image=&#8221;https:\/\/aexafundingsolutions.ca\/wp-content\/uploads\/2026\/03\/consultant-04.jpg&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;on&#8221; custom_button_one=&#8221;on&#8221; button_one_border_width=&#8221;1px&#8221; button_one_border_color=&#8221;rgba(255,255,255,0.3)&#8221; button_one_border_radius=&#8221;0px&#8221; button_one_letter_spacing=&#8221;1px&#8221; button_one_font=&#8221;Saira Extra Condensed|600||on|||||&#8221; button_one_icon=&#8221;&#x24;||divi||400&#8243; button_one_icon_color=&#8221;#edbb5f&#8221; custom_button_two=&#8221;on&#8221; button_two_border_width=&#8221;1px&#8221; button_two_border_color=&#8221;rgba(255,255,255,0.3)&#8221; button_two_border_radius=&#8221;0px&#8221; button_two_letter_spacing=&#8221;1px&#8221; button_two_font=&#8221;Saira Extra Condensed|600||on|||||&#8221; button_two_icon=&#8221;&#x24;||divi||400&#8243; button_two_icon_color=&#8221;#edbb5f&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;8%||8%|&#8221; hover_enabled=&#8221;0&#8243; button_one_text_color_hover=&#8221;#edbb5f&#8221; button_two_text_color_hover=&#8221;#edbb5f&#8221; button_one_bg_color_hover=&#8221;rgba(0,0,0,0)&#8221; button_two_bg_color_hover=&#8221;rgba(0,0,0,0)&#8221; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;on&#8221; button_one_text_color__hover=&#8221;#edbb5f&#8221; button_two_text_color__hover_enabled=&#8221;on&#8221; button_two_text_color__hover=&#8221;#edbb5f&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;on&#8221; button_one_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_two_bg_color__hover_enabled=&#8221;on&#8221; button_two_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; width=&#8221;100%&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul>\n<li style=\"text-align: center;\"><\/li>\n<\/ul>\n<p>Aexa Funding Solutions<br \/>FUNDING RANGE AND PROCESSING FEE<br \/>FUNDING RANGE<\/p>\n<p>UNDERWRITING FEE<br \/>CAD $5,000 &#8211; $300,000<\/p>\n<p>Minimum $349<\/p>\n<p>Otherwise, 4% of the amount<\/p>\n<p>TERMS<\/p>\n<p>MIN\/MAX FACTOR RATE<br \/>TERM LENGTH<\/p>\n<p>1.34 to 1.60<br \/>1st position<\/p>\n<p>Up to 6 months<\/p>\n<p>2nd, 3rd, &amp; 4th position<\/p>\n<p>Up to 5 months<\/p>\n<p>5th position &amp; above<\/p>\n<p>Up to 3 months<\/p>\n<p>ELIGIBILITY CRITERIA<\/p>\n<p>MINIMUM REVENUE REQUIREMENTS<br \/>PERSONAL CREDIT SCORE<br \/>Minimum Equifax score of 450 and above<\/p>\n<p>If the business has any debts in collections, proof of repayment must be provided<\/p>\n<p>General businesses<\/p>\n<p>$10,000+ Revenue<br \/>Per Month<\/p>\n<p>Trucking<\/p>\n<p>$500,000+ Revenue<br \/>Per Month<\/p>\n<p>$100,000+ Revenue<br \/>Per Month<br \/>Construction<\/p>\n<p>ELIGIBILITY CRITERIA<br \/>TIME IN BUSINESS<\/p>\n<p>DAILY FUNDING CUT-OFF<br \/>AVERAGE DAILY CLOSING BALANCE<\/p>\n<p>Final approval (including all documentation, signatures, and merchant calls)<br \/>must be received by 4 PM EST on the day of application<br \/>Must have at least $400 in daily closing balance<\/p>\n<p>MIN DEPOSITS<br \/>DEBIT STRUCTURE<br \/>Frequency Daily and weekly debits (Up to underwriter&#8217;s discretion)<\/p>\n<p>General businesses<\/p>\n<p>Minimum of 5 deposits per month<\/p>\n<p>Trucking<\/p>\n<p>Minimum of 8 deposits per month<\/p>\n<p>Minimum<\/p>\n<p>At least 1 year in operation<\/p>\n<p>Exceptions<\/p>\n<p>Minimum 3-month bank statement history is accepted for<\/p>\n<p>serial entrepreneurs, contingent upon a secondary revenue-<br \/>generating entity serving as a corporate guarantor<\/p>\n<p>ADDITIONAL TERMS &amp; CONDITIONS<\/p>\n<p>NEGATIVE DAYS<br \/>Allowed<\/p>\n<p>9 days or less in the past 3 months<\/p>\n<p>NSF (NON-SUFFICIENT FUNDS)<br \/>Businesses are allowed up to 3 NSFs per month<\/p>\n<p>FUNDING POLICIES<br \/>THE FUNDING PIPELINE<br \/>Submission<\/p>\n<p>TOP-UP ELIGIBILITY<br \/>EARLY REPAYMENT DISCOUNT<\/p>\n<p>Within 30 days<\/p>\n<p>15% off the cost of borrowing<\/p>\n<p>Within 60 days<\/p>\n<p>10% off the cost of borrowing<\/p>\n<p>Application and<br \/>3 months of recent<br \/>bank statements<\/p>\n<p>Underwriting<\/p>\n<p>Credit pull<br \/>conducted upon<br \/>file submission<\/p>\n<p>Verification<\/p>\n<p>Submission and<br \/>vetting of all<br \/>required stipulations<\/p>\n<p>Execution<\/p>\n<p>Direct merchant<br \/>contract delivery and<br \/>electronic signature<\/p>\n<p>Validation<\/p>\n<p>Mandatory merchant<br \/>verification call<br \/>(Video)<\/p>\n<p>Funding<\/p>\n<p>Final disbursement<br \/>of capital<\/p>\n<p>Payback<br \/>Threshold<\/p>\n<p>Minimum 50% paid-off on their current advance<\/p>\n<p>Payment<br \/>Integrity<\/p>\n<p>Minimal modifications or interruptions to the original<br \/>payment schedule<\/p>\n<p>NSF<br \/>Constraints<\/p>\n<p>No NSFs with within the last 2 weeks;<br \/>maximum 3 NSFs within the last 30 calendar days<\/p>\n<p>INELIGIBILITY FACTORS<br \/>The following are common reasons why applications may be declined<\/p>\n<p>More than 3 NSFs in one month.<br \/>Defaulting with other funders.<br \/>Being overleveraged (unable to afford more payments).<br \/>Low personal credit score or inadequate business credit.<br \/>Failure to meet underwriting standards for certain industries.<br \/>Insufficient revenue or deposits.<br \/>Overutilization of overdrafts or lines of credit.<br \/>Business has no employees.<br \/>The business address is invalid.<br \/>The business is an owner\/operator business or has suspicious behavior<br \/>on bank statements.<br \/>Payment failure with other lenders Bankruptcy, consumer proposal,<br \/>judgment and\/or collection.<\/p>\n<p>RESTRICTED INDUSTRIES<\/p>\n<p>The following industries are typically not eligible for financing<\/p>\n<p>Banks, Credit Unions, Mortgage<br \/>Lenders<br \/>Stone Reseller (countertop, ties,<br \/>paving)<br \/>Factoring &amp; Purchase Order<br \/>Financing<br \/>Credit Protection, Restoration<br \/>&amp; Repair<br \/>Collection Agencies &amp; Debt<br \/>Buyers<br \/>Securities &amp; Commodities<br \/>Dealers and Brokers<br \/>Real estate agents or<br \/>brokerages<\/p>\n<p>Financial Transaction Processing<br \/>Debt &amp; Tax Reduction Services<br \/>Non-Bank Finance Companies<br \/>Churches<br \/>Bail Bonding<br \/>Money Services Businesses<br \/>Gas station<br \/>Auction houses<br \/>Event planner and organizer<br \/>Auto dealerships<br \/>Marketing agency<br \/>Jewelry<br \/>AirBNB<br \/>Travel agency<\/p>\n<p>ADDITIONAL INFORMATION<\/p>\n<p>Underwriting will respond within 4 hours (operating business hours).<br \/>Operating hours are 9 to 6 pm EST.<br \/>Submissions received after 4:00 PM EST will be processed the same<br \/>day or by the following business morning.<\/p>\n<p>EXCLUSIVITY POLICY<\/p>\n<p>All files are protected for 10 business days from the date of submission.<br \/>Exclusivity is strictly determined by the electronic timestamp of the<br \/>initial submission.<br \/>Upon final payment, the funding broker retains exclusivity for<br \/>10 business days after the balance is paid in full.<\/p>\n<p>ALL MONTHLY REVENUES MUST BE CONSTANT NOT ON AVERAGE. (MANDATORY)<\/p>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;100px|0px|100px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;1px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Playfair Display|700|||||||&#8221; header_2_font_size=&#8221;38px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;Poppins|700||on|||||&#8221; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;14px&#8221; header_3_letter_spacing=&#8221;1px&#8221; header_3_line_height=&#8221;2em&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Specialties<\/h3>\n<h2>Get your Business Loan[\/et_pb_text][et_pb_divider color=&#8221;#000000&#8243; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.27.6&#8243; max_width=&#8221;60px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.27.6&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_letter_spacing=&#8221;1px&#8221; text_line_height=&#8221;2em&#8221; max_width=&#8221;550px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Getting a Merchant Cash Advance (MCA) with AEXA is simple and fast. No lengthy paperwork, no perfect credit required. Just share your business&#8217;s daily card sales, and we&#8217;ll advance you a lump sum. Repay with a small percentage of future sales\u2014so payments flex with your revenue. Apply online, get a decision in hours, and often receive funds within the next 3 business days day. Fast capital, fair terms, and a straightforward process from start to finish.<\/p>\n<p>Apply for your loan down below.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/form.jotform.com\/261116732944053&#8243; button_text=&#8221;Get Started&#8221; _builder_version=&#8221;4.27.6&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#000000&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;Saira Extra Condensed|600||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#edbb5f&#8221; button_text_color_hover=&#8221;#edbb5f&#8221; button_letter_spacing_hover=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;on&#8221; button_text_color__hover=&#8221;#edbb5f&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;1px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;5%|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe065;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; content_max_width=&#8221;1100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|12%|20px|12%&#8221; custom_padding=&#8221;20px|20px|20px|20px&#8221; filter_opacity=&#8221;50%&#8221; filter_blur=&#8221;1px&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_delay=&#8221;100ms&#8221; animation_intensity_zoom=&#8221;30%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;25px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]&#8221;AEXA got us funded in 3 business days when our bank said no. Saved our busy season!&#8221;<br \/>\n\u2014 Carlos M., restaurant owner[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe029;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; content_max_width=&#8221;1100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|4%|20px|4%&#8221; custom_padding=&#8221;20px|20px|20px|20px&#8221; filter_opacity=&#8221;80%&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_delay=&#8221;50ms&#8221; animation_intensity_zoom=&#8221;30%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;25px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]&#8221;Simple application, transparent terms, and no hidden fees. Exactly what our retail store needed.&#8221;<br \/>\n\u2014 Lisa T., boutique owner[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe06f;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; content_max_width=&#8221;800px&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;30px||30px|&#8221; custom_padding=&#8221;40px|30px|40px|30px&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;30%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;25px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]&#8221;Fast approval, daily payments we could actually afford. AEXA kept our bakery running.&#8221;<br \/>\n\u2014 James R., bakery owner[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe072;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; content_max_width=&#8221;1100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|4%|20px|4%&#8221; custom_padding=&#8221;20px|20px|20px|20px&#8221; filter_opacity=&#8221;80%&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_delay=&#8221;50ms&#8221; animation_intensity_zoom=&#8221;30%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;25px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]&#8221;Second time using AEXA. They&#8217;re honest, fast, and truly understand small business cash flow.&#8221;<br \/>\n\u2014 Danielle K., auto repair shop[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe0f9;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; content_max_width=&#8221;1100%&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|12%|20px|12%&#8221; custom_padding=&#8221;20px|20px|20px|20px&#8221; filter_opacity=&#8221;50%&#8221; filter_blur=&#8221;1px&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_delay=&#8221;100ms&#8221; animation_intensity_zoom=&#8221;30%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;25px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]&#8221;Applied on a Tuesday, funds in our account by Thursday. AEXA delivers when it matters most.&#8221;<br \/>\n\u2014 Marcus W., construction company[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Process&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#2f2f2f&#8221; custom_padding=&#8221;100px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset7&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;-100px&#8221; box_shadow_color=&#8221;#ffffff&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;27px|0px|27px|0px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Playfair Display|700|||||||&#8221; header_2_font_size=&#8221;38px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;Poppins|700||on|||||&#8221; header_3_text_color=&#8221;#edbb5f&#8221; header_3_font_size=&#8221;14px&#8221; header_3_letter_spacing=&#8221;1px&#8221; header_3_line_height=&#8221;2em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Process<\/h3>\n<h2>Try Our Trademarked Process<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#edbb5f&#8221; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.16&#8243; max_width=&#8221;60px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;20%|10%|6%|10%&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|phone&#8221; custom_padding__hover=&#8221;|||&#8221; padding_phone=&#8221;20%|10%|6%|10%&#8221;][et_pb_blurb title=&#8221;Research &#038; Analysis&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe0f0;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;800px&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;32px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]We go beyond credit scores. Our research-driven approach analyzes real-time business health\u2014daily sales, cash flow patterns, and industry trends\u2014to structure MCA loans that align with your revenue cycle. Every decision is backed by data, not guesswork, ensuring fair advances and sustainable repayment terms tailored to your unique business rhythm.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;20%|10%|6%|10%&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221; padding_phone=&#8221;20%|10%|6%|10%&#8221;][et_pb_blurb title=&#8221;Roadmap planning&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe083;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; image_icon_width=&#8221;56px&#8221; content_max_width=&#8221;800px&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;90px|30px|90px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_delay=&#8221;200ms&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;56px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]Assess Needs \u2013 Determine loan amount, repayment capability, and daily revenue projections.<\/p>\n<p>Submit Application \u2013 Provide basic business docs (bank statements, processing history).<\/p>\n<p>Underwriting \u2013 AEXA reviews revenue trends, not just credit scores.<\/p>\n<p>Offer &#038; Acceptance \u2013 Receive clear terms (factor rate, holdback %, payback amount).<\/p>\n<p>Funding \u2013 Capital deployed in as little as 24\u201348 hours.<\/p>\n<p>Repayment \u2013 Daily or weekly automatic deductions from sales.<\/p>\n<p>Renewal \u2013 Upon substantial repayment, unlock larger, better-priced renewals.<\/p>\n<p>AEXA focuses on speed and revenue-based fit\u2014ideal for businesses with strong card sales but non-traditional credit.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;20%|10%|6%|10%&#8221; custom_padding_phone=&#8221;20%|10%|6%|10%&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; padding_tablet=&#8221;20%|10%|6%|10%&#8221; padding_last_edited=&#8221;on|desktop&#8221; custom_padding__hover=&#8221;|||&#8221; padding_phone=&#8221;20%|10%|6%|10%&#8221;][et_pb_blurb title=&#8221;Execute &#038; Monitor&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe0f5;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#edbb5f&#8221; image_icon_width=&#8221;32px&#8221; content_max_width=&#8221;800px&#8221; _builder_version=&#8221;4.27.6&#8243; header_font=&#8221;Poppins|700||on|||||&#8221; header_font_size=&#8221;14px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.8em&#8221; body_font=&#8221;Poppins||||||||&#8221; body_letter_spacing=&#8221;1px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;40px|||&#8221; custom_padding=&#8221;60px|30px|60px|30px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;10%&#8221; animation=&#8221;off&#8221; border_style_all=&#8221;dashed&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;15px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; icon_font_size=&#8221;32px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#edbb5f&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]At AEXA Funding Solutions, execution means speed and simplicity. Once approved, funds are deployed quickly with a clear repayment structure based on a fixed percentage of daily credit card sales. Our monitoring process is real-time and non-intrusive\u2014tracking cash flow and payment performance to ensure alignment with your business rhythm. We proactively flag adjustments if sales fluctuate, helping merchants stay on track without hidden fees or surprises. [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Clients&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;100px|0px|100px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;27px|0px|27px|0px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Playfair Display|700|||||||&#8221; header_2_font_size=&#8221;38px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;Poppins|700||on|||||&#8221; header_3_text_color=&#8221;#edbb5f&#8221; header_3_font_size=&#8221;14px&#8221; 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background_layout=&#8221;dark&#8221; max_width=&#8221;550px&#8221; animation_direction=&#8221;bottom&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>From Our Founder<\/h3>\n<h2>Make Your Own Opportunities<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#FFFFFF&#8221; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.27.6&#8243; max_width=&#8221;60px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.27.6&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_letter_spacing=&#8221;1px&#8221; text_line_height=&#8221;2em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;550px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]In the world of Merchant Cash Advances (MCA), waiting for the perfect deal to land in your lap is not a strategy. Success belongs to those who create their own opportunities\u2014and AEXA Funding Solutions is here to help you do exactly that.<\/p>\n<p>1. Look Beyond Traditional Metrics<br \/>\nDon\u2019t just rely on credit scores. Opportunity lives in daily card sales, consistent revenue streams, and business potential. AEXA helps you identify funding-ready merchants others overlook.<\/p>\n<p>2. Build Relationships Before they Ask<br \/>\nReach out to small business owners before they need capital. Offer insights, not just offers. When cash flow tightens, you\u2019ll be their first call\u2014and AEXA\u2019s fast, flexible funding will seal the deal.<\/p>\n<p>3. Leverage AEXA\u2019s Speed &#038; Transparency<br \/>\nWith quick approvals, competitive factor rates, and clear terms, you can move when others hesitate. Speed creates opportunity\u2014and AEXA gives you the edge to close more deals, faster.<\/p>\n<p>Your Move<br \/>\nStop waiting for leads. Start creating them. 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Des Grandes Prairies<\/span><\/a><\/p>\n<p><span style=\"color: #ffffff;\"><a href=\"tel:15550394848\" style=\"color: #ffffff;\">+1 438 466 9477<\/a><\/span><\/p>\n<p><span style=\"color: #ffffff;\"><a href=\"mailto:info@aexafinancialsolutions.com\" style=\"color: #ffffff; font-size: 15px;\">info@aexafinancialsolutions.com<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aexa Funding SolutionsFUNDING RANGE AND PROCESSING FEEFUNDING RANGE UNDERWRITING FEECAD $5,000 &#8211; $300,000 Minimum $349 Otherwise, 4% of the amount TERMS MIN\/MAX FACTOR RATETERM LENGTH 1.34 to 1.601st position Up to 6 months 2nd, 3rd, &amp; 4th position Up to 5 months 5th position &amp; above Up to 3 months ELIGIBILITY CRITERIA MINIMUM REVENUE REQUIREMENTSPERSONAL [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-54","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Business Loans - Aexa Funding Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aexafundingsolutions.ca\/fr\/business-loans\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Loans - Aexa Funding Solutions\" \/>\n<meta property=\"og:description\" content=\"Aexa Funding SolutionsFUNDING RANGE AND PROCESSING FEEFUNDING RANGE UNDERWRITING FEECAD $5,000 - $300,000 Minimum $349 Otherwise, 4% of the amount TERMS MIN\/MAX FACTOR RATETERM LENGTH 1.34 to 1.601st position Up to 6 months 2nd, 3rd, &amp; 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